Bed & Breakfast Insurance – Frequently Asked Questions
Where do you offer this Bed & Breakfast insurance program?
I have antique furniture at my bed & breakfast. Am I covered if there's a loss?
If you would like additional coverage we have a Fine Arts Floater available. We would need a professional appraisal verifying the replacement cost.
We offer a car service to transport our guests. Is this covered?
If the bed and breakfast owns the van or car, coverage would extend under your business auto.
If you have an outside transportation service, your non-owned and hired auto coverage will protect your business.
What's included in your guest usage of recreation equipment?
Please list all activities on your questionnaire and it will be reviewed on a case-by-case basis.
For example, if your bed and breakfast is on a farm and you offer corn mazes or other agritainment activities, we have additional coverages available so that you are properly protected.
I run a seasonal hunting lodge. Am I covered?
However, we do have a specialized package just for Hunting Lodges in Tennessee, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Missouri, Minnesota, North Carolina, Ohio, Virginia, and Wisconsin.
Do you offer coverage for inns, motels, and hotels?
- Less than four stories
- Annual sales up to $10 million per location
- Building and business personal property up to $10 million per location
Phone or email Kevin Morency to get started on your quote. Since each operation is unique, he will discuss your needs and can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.