Property & Liability

Are you a home or a business?

If opening your home to guests throughout the year provides you with income, you should have the protection of a bed and breakfast insurance policy.

A homeowners with a business exclusion may not be enough protection.

A typical commercial policy may leave gaps in your coverage.

Our bed and breakfast policy includes the following coverages:

Property Coverage

• Special Form Building Coverage
• Named Peril Coverage on Contents
• Personal Property of Guests
• Equipment
• Business Interruption Insurance

Liability Coverage

• Personal Liablity
• General Liability
• Products Liability for Food Served
• Premises Medical for Business Guests

These coverages may be also be available:

• Replacement Cost on Building
• Replacement Cost on Property
• Antiques and Fine Arts Coverage
• Guest Use of Recreational Equipment
• Crime
• Commercial Umbrella
• Commercial Automobile
• Liquor Liability
• Workers Compensation

It’s easy to get started on your quote.

Our online questionnaire works great on smart phones, tablets, desktops and laptops. Just click the button to get started…

Complete the questions, preview your answers and click “Submit” when you’re done.

You’ll get a “Thank you” screen to tell you we received it.

If you need Liquor Liability coverage, please complete the following. Note: Liquor Liability is not available unless we provide General Liability.

Phone or email Kevin Morency if you have any questions. By taking the time to discuss your needs, he can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.

We appreciate the opportunity to become your insurance advisor.